Consolidating private loans sallie mae

When you consolidate through the federal government program, you can only consolidate federal loans into a new loan with a fixed interest rate, which is determined by averaging your current rates.

When you consolidate privately with the Education Refinance Loan from Citizens Bank, you can consolidate both federal and private student loans into a new loan with your choice of either a variable or fixed rate.

It's important to keep in mind that there are distinct federal and private options for consolidating student loans.

This article will focus on my experience in getting interest rates lowered with Sallie Mae.

If you are less interested in how I got my rates lowered and more interested in getting your rates lowered here is .

Sallie Mae holds more student loans than any other company, and they have decided that this is a market segment in which they don’t even want to participate.

If you are looking to consolidate your private student loans, it means there is one less company on the market.

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